Real estate appraisal services for homeowners:

Here are the top seven reasons why Texas homeowners need  Appraisals:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. To challenge your property tax assessment in Texas
  3. To cut their monthly mortgage payment by removing PMI
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a divorce in the state of Texas, when real estate needs to be divided
  7. To determine the true market value of a property to settle an estate in Collin County or the state of Texas
Do you own a home in or near Denton, Parker, Wise or Tarrant Counties? Do you need help determining the value of your real estate? Contact Sazima Appraisals.

We at Sazima Appraisals understand the unique needs of a consumer after appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. As our valued client, you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we report our findings.

For Sale by Owner/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at  Sazima Appraisal are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's market value, not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value judgement than yours.

Challenge County's assessment of your property

Your local tax assessor may have your home overvalued if you live in a region that is declining or not appreciating as much as other homes close to yours. This means you are most likely paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Sazima Appraisals is your perfect weapon.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred money saver for homeowners. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. Sazima Appraisals is seasoned in helping customers just like you remove unwanted PMI insurance.